Are you ready to get behind the wheel of a new GMC truck or SUV here at Peruzzi Buick GMC? Before you visit our showroom to start shopping, it’s important to understand that getting pre-approved for GMC financing is an excellent way to speed up the car buying process. Here’s a helpful guide to pre-approval at our GMC dealership.
Gather Financial Information
Because getting pre-approved with a lender involves your financial information, it’s important to have the essentials ready before you apply:
- Credit Score: Knowing your credit score gives you an idea of the interest rates you might qualify for. You can check your credit score for free, and take the time to fix it if it’s not where you want it to be.
- Income and Employment History: Lenders also need to know your income so that they can assess your ability to repay the loan. Be prepared to provide recent pay stubs or tax returns.
- Down Payment: Determine how much you can afford to put down upfront. A larger down payment can lower your monthly payments – ideally, aim for a down payment equal to 20 percent of the total vehicle cost.
Apply On Our Website
At Peruzzi Buick GMC, we make getting pre-approved simple. You can fill out the application directly on our website by hovering over our “Finance” tab and selecting “Credit Application”. Filling this out should only take about 10 minutes. Once we’ve received it, we’ll get back to you shortly with your financing options. Alternatively, you can visit our dealership and speak to a friendly finance representative in person to apply.
Get Pre-Approved for GMC Financing Today!
Take the first step towards owning your dream GMC vehicle by getting pre-approved with Peruzzi Buick GMC. Our friendly finance team is dedicated to helping you find the perfect GMC model and the ideal financing solution.
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